{
  "synthetic": true,
  "capability": "cost-rationalization-review",
  "status": "available",
  "scenario": "A business has multiple recurring SG&A vendors with uncertain ownership and overlapping services.",
  "sourceTable": {
    "columns": [
      "Vendor",
      "Annualized spend",
      "Usage evidence",
      "Renewal"
    ],
    "rows": [
      [
        "Example Data",
        "$24,000",
        "Low",
        "Sep 30"
      ],
      [
        "Sample Reports",
        "$18,000",
        "Unknown",
        "Monthly"
      ],
      [
        "Demo Compliance",
        "$12,000",
        "Confirmed",
        "Dec 1"
      ]
    ]
  },
  "deterministicRule": "Combine recurring spend, utilization, renewal terms, redundancy, and operating dependency. Exclude headcount.",
  "flaggedFinding": "$42,000 of annualized non-headcount spend requires owner review; none is classified as confirmed savings yet.",
  "possibleReasons": "Low or unknown usage is not proof that a service is unnecessary. Contract, control, customer, and integration dependencies must be checked.",
  "humanReviewQuestions": [
    "Who relies on the service?",
    "What obligation or workflow depends on it?",
    "When can terms be changed without penalty?"
  ],
  "operatingDecision": "Assign an owner and a keep, renegotiate, consolidate, or stop decision before each renewal date."
}