{
  "synthetic": true,
  "capability": "spend-concentration-review",
  "status": "available",
  "scenario": "A growing contractor relies heavily on one fleet and equipment vendor.",
  "sourceTable": {
    "columns": [
      "Vendor",
      "Category",
      "Trailing 90-day spend",
      "Share"
    ],
    "rows": [
      [
        "Example Fleet",
        "Vehicles",
        "$72,000",
        "60%"
      ],
      [
        "Example Supply",
        "Materials",
        "$31,200",
        "26%"
      ],
      [
        "Other vendors",
        "Mixed",
        "$16,800",
        "14%"
      ]
    ]
  },
  "deterministicRule": "Aggregate spend by normalized vendor and category, then calculate each share of total spend.",
  "flaggedFinding": "Example Fleet represents 60% of trailing 90-day spend.",
  "possibleReasons": "Concentration is not automatically bad. A vehicle purchase cycle may be temporary, while recurring dependence could create pricing or continuity risk.",
  "humanReviewQuestions": [
    "How much of the spend is recurring?",
    "What happens if this vendor changes terms?",
    "Is concentration buying us better pricing?"
  ],
  "operatingDecision": "Separate recurring from one-time spend and decide whether alternative vendors or negotiated terms are needed."
}