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Level
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Open finance skill

Remittance matching review

Which remittance notices can be tied confidently to payments and invoices?

Match stated payer, amount, date, and invoice references while preserving partial and ambiguous allocations for review.

Inputs

  • Remittance advice
  • Payments
  • Open invoices

Outputs

  • Exact matches
  • Partial matches
  • Ambiguous queue

Checks performed

  • Invoice reference
  • Amount and date
  • Allocation completeness

Guided synthetic example

See the check from input to decision

A remittance email lists two invoices, but the bank deposit is slightly lower than their combined value.

This is the operating model we use at Level. The percentages are estimated shares of the work in a typical review. Actual effort varies with data quality, complexity, and the issue found.

1

Start with the source records

About 15% of work
EvidenceReferenceAmount
RemittanceINV-410 + INV-414$18,750
Bank depositDEP-81$18,625
DifferenceUnknown$125
2

Run the deterministic check

About 20% of work

Match invoice references first, then compare payer, amount, date, and allocation completeness.

3

Surface the flagged result

About 10% of work

Needs review

The remittance and deposit differ by $125, so the allocation remains partial rather than matched.

4

Use recorded finance judgment to analyze possible reasons

About 25% of work

At Level, we record the review logic, known explanations, and questions our finance professionals use in this situation. AI applies that documented human judgment to organize the most plausible reasons, without pretending it knows which reason is true.

Possible reasons to investigate

The difference might be a fee, short payment, credit, withholding, or an unrelated deposit issue.

5

Make the final human judgment

About 20% of work

A Level finance professional validates the source evidence, challenges the AI-assisted analysis, and decides which explanation is supported.

Does the remittance mention a deduction?
Is there a credit memo?
Did the bank net a fee?
6

Make the operating decision

About 10% of work

Confirm the reason and authorized allocation before applying the payment to either invoice.

Use this system

Start with the example, then inspect the structure

  1. Download the invented input and expected output.
  2. Replace one field at a time with a safe test value.
  3. Compare the result with the expected structure.
  4. Have a finance professional review every exception before acting.

MCP preview

run_synthetic_example {"slug":"remittance-matching-review"}

Human review is part of the system

This check organizes evidence and surfaces exceptions. A person with finance domain expertise still needs to interpret the result, validate the source records, and discuss the operating decision.

Open source does not mean open client data. We publish reusable finance tools, checks, templates, and playbooks. Client records, workpapers, credentials, communications, and private configurations remain confidential.