Open finance skill
Which remittance notices can be tied confidently to payments and invoices?
Use exact references and composite evidence first. Fuzzy similarity may rank candidates, while partial or ambiguous allocations remain in review.
Guided synthetic example
A remittance email lists two invoices, but the bank deposit is slightly lower than their combined value.
This is the operating model we use at Level. The percentages are estimated shares of the work in a typical review. Actual effort varies with data quality, complexity, and the issue found.
| Evidence | Reference | Amount |
|---|---|---|
| Remittance | INV-410 + INV-414 | $18,750 |
| Bank deposit | DEP-81 | $18,625 |
| Difference | Unknown | $125 |
Match native invoice references first, then compare payer, date, exact-cent amount, and allocation completeness. Fuzzy similarity may nominate a candidate but cannot approve an allocation.
Needs review
The remittance and deposit differ by $125, so the allocation remains partial rather than matched.
At Level, we record the review logic, known explanations, and questions our finance professionals use in this situation. AI applies that documented human judgment to organize the most plausible reasons, without pretending it knows which reason is true.
Possible reasons to investigate
The difference might be a fee, short payment, credit, withholding, or an unrelated deposit issue.
A Level finance professional validates the source evidence, challenges the AI-assisted analysis, and decides which explanation is supported.
Confirm the reason and authorized allocation before applying the payment to either invoice.
Financial Systems Field Tests
These are repeatable Level Operating Rule tests using invented records only. They identify a control boundary and a refusal condition. They do not establish vendor behavior or replace review of your actual configuration.
FST-005 · LOR-019 · LOR-021 · LOR-027
Test: Use native references, payer, date, and exact-cent amount before applying a remittance.
Expected: Only uniquely supported applications can be approved.
Refuse when: Conflicting native identifiers, Duplicate source use.
FST-006 · LOR-011 · LOR-019 · LOR-020
Test: Use name similarity only to rank candidate records with supporting fields visible.
Expected: Similarity creates a review candidate, not an accounting identity.
Refuse when: No stable identity, Two plausible candidates.
FST-007 · LOR-021 · LOR-022 · LOR-026
Test: Foot every invoice component to one deposit with payer and remittance evidence.
Expected: A grouped application is accepted only when every component is supported.
Refuse when: Incomplete components, Non-footing amount.
FST-008 · LOR-020 · LOR-022 · LOR-028
Test: Test whether more than one exact invoice subset could explain one payment.
Expected: No subset is selected automatically when alternatives remain.
Refuse when: Competing exact subsets, Capped candidate search.
FST-009 · LOR-022 · LOR-074
Test: Compare grouped components to cash at integer-cent precision.
Expected: A one-cent difference remains an exception until explained.
Refuse when: Non-zero difference, Unsupported fee or withholding.
FST-010 · LOR-003 · LOR-021 · LOR-075
Test: Attempt to apply one source cash line to two active accounting relationships.
Expected: The second active application is refused.
Refuse when: Previously consumed source line.
Use this system
MCP preview
run_synthetic_example {"slug":"remittance-matching-review"}This check organizes evidence and surfaces exceptions. A person with finance domain expertise still needs to interpret the result, validate the source records, and discuss the operating decision.
Open source does not mean open client data. We publish reusable finance tools, checks, templates, and playbooks. Client records, workpapers, credentials, communications, and private configurations remain confidential.
Use it yourself, or bring us the messy part
Tell us where the records stop making sense. We will reply with the first check to run, the records it needs, and the decision that still needs human finance judgment.
Install the free skills yourself