Level Open Finance
We spent $500K on AI tokens building a finance firm. Now we are opening the system.
Level grew from $0 to $1 million in revenue in six months by turning repeatable finance work into inspectable systems, while keeping human judgment at the center. These are the 20 finance skills behind that operating model.
Every skill shows the source records, deterministic check, possible explanations, recorded finance judgment, and final human decision. These guided synthetic examples contain invented records only. Client data stays private.
$0 to $1M
revenue in six months
$500K
spent on AI tokens
20
open finance skills
0
client records published
What the skills can surface
Useful findings, not generic AI advice
These are invented examples that show the shape of the analysis. Open any finding to see the records, calculation, possible reasons, and human-review questions behind it.
$16,800
illustrative annual interest opportunity
$420K above a stated cash buffer at an illustrative 4% yield
See how the skill found it →
$27,360
annualized recurring software spend
including a subscription whose owner is unknown
See how the skill found it →
-5 pts
gross-margin movement
while revenue grew 10% in the synthetic example
See how the skill found it →
$6,400
completed work without an invoice
requiring a billing-obligation review before action
See how the skill found it →
Start with one painful workflow
Meet the Revenue Leak Detective
A practical finance skill for finding completed work that may never have reached an invoice. It connects the records with the operating questions, then exports each resolved explanation into a review history your team can maintain.
The Level judgment loop
AI does more of the work without pretending to make the final call
Record finance judgment
We capture the checks, possible explanations, evidence requirements, and questions our finance professionals actually use.
Let AI investigate
AI applies that recorded judgment to organize evidence and plausible reasons, while preserving uncertainty.
Make the human decision
A finance professional validates the evidence, challenges the analysis, and talks the owner through the action.
One unified catalog
20 critical finance skills
Start with the number you trust least: cash, margin, billing, spend, receivables, or close.
Open finance skill
Bank-to-ledger reconciliation
Which bank transactions do not match the ledger?
Compare two synthetic transaction lists, identify exact matches, and surface unresolved items for human review.
Open the system →
Open finance skill
Duplicate billing check
Which invoices may have been entered or billed twice?
Flag repeated invoice numbers and near-duplicate vendor, date, and amount combinations without deciding whether either entry is valid.
Open the system →
Open finance skill
Revenue leakage review
Where could completed work be missing from billing?
Compare synthetic completed-work and invoice records to find jobs that may be unbilled, underbilled, or awaiting review.
Open the system →
Open finance skill
Spend concentration review
Which vendors or categories create concentration risk?
Rank synthetic spend by vendor and category, then calculate concentration shares for an operator to interpret.
Open the system →
Open finance skill
Margin trend review
Where are margins moving, and what deserves investigation?
Calculate period-over-period gross-margin changes from synthetic financial summaries and flag material movements.
Open the system →
Open finance skill
Cost detail footing
Does the supporting cost detail add up to the reported total?
Foot synthetic cost-detail rows to a control total and show the exact variance without altering either source.
Open the system →
Open finance skill
Vendor 1099 readiness
Which vendor records need attention before 1099 preparation?
Check synthetic vendor records for missing classifications, tax identifiers, addresses, and payment totals. This is a readiness check, not tax advice or filing software.
Open the system →
Open finance skill
Monthly CFO review
What changed this month, and which questions should an operator ask?
Turn synthetic monthly summaries into a consistent review pack of movements, exceptions, and questions for a finance professional and owner to discuss.
Open the system →
Public preview
Monthly variance review
Which budget and prior-period variances actually need a decision?
Calculate monthly dollar and percentage variances, then organize timing, volume, price, mix, classification, and data-quality hypotheses for review.
Open the system →
Open finance skill
Recurring subscription review
Which software and service charges are recurring, overlapping, or quietly increasing?
Detect recurring charges, renewal patterns, price increases, duplicate tools, and subscriptions whose owner or usage is unclear.
Open the system →
Public preview
Idle cash interest review
Could excess operating cash be earning interest without compromising liquidity?
Estimate an illustrative interest opportunity after preserving the stated operating buffer, forecast needs, and decision constraints.
Open the system →
Public preview
13-week cash-flow forecast
When does cash get tight, and which assumptions drive the outcome?
Roll verified cash, collections, payables, payroll, taxes, and debt through weekly base, upside, and downside scenarios with clear charts.
Open the system →
Open finance skill
AR integrity review
Do invoice, payment, deposit, and balance records tell the same story?
Trace receivables from invoice through payment and deposit, including partially paid and closed-with-balance exceptions.
Open the system →
Open finance skill
Cost rationalization review
Which non-headcount SG&A costs deserve a keep, renegotiate, consolidate, or stop decision?
Combine recurring spend, utilization evidence, contract terms, redundancy, and operating dependency into a decision queue.
Open the system →
Open finance skill
Vendor rule audit
Are automated categorization rules still supported by transaction history?
Compare vendor rules with real historical outcomes and surface stale, conflicting, ambiguous, or overly broad logic.
Open the system →
Open finance skill
Remittance matching review
Which remittance notices can be tied confidently to payments and invoices?
Match stated payer, amount, date, and invoice references while preserving partial and ambiguous allocations for review.
Open the system →
Open finance skill
Customer margin attribution
Is the data complete enough to trust customer-level margin?
Test whether revenue, labor, materials, subcontractors, and shared costs map consistently before calculating customer profitability.
Open the system →
Open finance skill
Month-end close preview
What is ready, blocked, or still unknown before the books can close?
Preview reconciliation, schedule, exception, freshness, and sign-off status without posting entries or declaring the period closed.
Open the system →
Open finance skill
CFO chart pack
How should finance data be visualized so an owner can make a decision quickly?
Generate clear cash-flow, margin, working-capital, and variance charts from verified tables with accessible labels and source notes.
Open the system →
Open finance skill
Categorization history health
Is transaction history consistent enough to support reliable automation?
Measure vendor-level categorization consistency, overrides, ambiguity, and time drift before proposing automation rules.
Open the system →
What open source means here
Open source does not mean open client data. We publish reusable finance tools, checks, templates, and playbooks. Client records, workpapers, credentials, communications, and private configurations remain confidential.
Every example is synthetic. Every output is a starting point for review, not accounting, tax, legal, audit, or investment advice.
One package
Install the entire finance system
The Level Open Finance download includes the router, all 20 skills, guided synthetic examples, MIT license, citation metadata, attribution notice, and a read-only local MCP server. It contains no client records or private configurations.
What number do you trust least right now?
Show us where cash, margin, billing, job costing, WIP, or close stops making sense. We will identify the first evidence gap and the finance check that should come next. Free audit included.
No commitment. Real numbers, not generic advice.