Free Tool
Can I afford to hire?
See the true loaded cost of your next employee, the revenue you need to break even, and whether to hire vs. keep them as a sub. Real burden rates by role, no spreadsheet required.
Question 1 of 3
What kind of work do you do?
We use this to set typical bill rates and gross margin defaults.
Need a real headcount plan, not a calculator?
We'll review your pipeline + backlog, run a 12-month rolling cash flow model with the new hire baked in, and tell you the safest month to actually pull the trigger (or whether to hold).
From clients
What contractors say after working with us.
“Was about to hire two more techs because backlog was 8 weeks. Sam ran the utilization math and showed me my existing techs were only billing 62% of the hours I was paying for. Fixed scheduling first — billable rate went to 81%. Killed the hires, saved roughly $220K in fully-loaded payroll.”
“Was debating a service manager hire — $95K base, fully loaded around $135K. Sam pulled the data on what our top techs were generating in revenue per hour and showed me what the manager would need to unlock for it to pay back. Made the hire on different criteria, with a different person, and they delivered.”
“I'd been paying our office manager bookkeeper rates with controller's responsibility for years. Sam mapped what each role should actually cost and what each should produce. Restructured the back office — cut $80K of unnecessary cost, brought in a real controller, books are clean for the first time in a decade.”
Simple pricing
Three tiers, one ladder.
$99/mo
Books
Clean monthly books, tax-ready year-end. Same flat rate for catch-up.
$1,500+/mo
Fractional CFO
Cash forecasting, profitability analysis, monthly strategy calls.
$3,000+/mo
CFO + Operations
Dedicated CFO, AI-native workflows, dashboards, and integrations.
Related reading
Get a real headcount plan, not a calculator
Drop your info and a Level CFO will reach out to model the hire against your real backlog. Free audit included.
No commitment. Real numbers, not generic advice.